COINGRID: PRIVACY FRAMEWORK & LICENSE TERMS

I. PRIVACY FRAMEWORK

CoinGrid is engineered as a standalone fiscal ledger. We provide the computational tools to map your financial trends, but we do not possess the infrastructure to observe, aggregate, or retain your financial life.

Localized Ledger Isolation

CoinGrid tracks your personal expenditures, account balances, and budget categories.

• On-Device Cryptography: Every financial entry, currency conversion, and budgetary metric is written directly to your physical device’s local secure storage.
• The No-Cloud Guarantee: We do not operate cloud-based account databases, nor do we sync your financial sheets to our own servers. Your financial balances and transaction histories are technically invisible to us.

Ecosystem Diagnostics and Third-Party Interfaces

To maintain cross-currency stability and diagnose application faults, CoinGrid interfaces with a minimal layer of external technical services.

• Firebase (Google): Utilized exclusively for system crash reporting and performance metrics. When an application fault occurs, a pseudonymized technical packet containing stack traces, OS version, and hardware profiles is compiled. This contains no transactional details.
• Attribution & Marketing Analytics (e.g., Adjust, AppsFlyer): These platforms evaluate our commercial distribution and installation origins by processing technical device handles like your Advertising ID (GAID or IDFA).
• Data Ringfencing: These external platforms are bound by strict processing agreements that forbid them from intercepting your local database or cross-referencing telemetry with your physical identity.

Legal Foundations for Metadata Handling

Our relationship with the limited technical telemetry described above is governed by clear legal parameters:

• Contractual Execution: Processing your local financial configurations is the baseline service you have licensed this software to execute.
• Legitimate System Management: Analyzing pseudonymized system telemetry is vital to prevent network fraud, secure app instances, and ensure the app operates accurately across global time zones and currencies.

Your Inherent Sovereignty Rights

CoinGrid recognizes your legal rights regarding data protection under global statutes (including GDPR and CCPA):

• Right to Verify Sharing and Sales: You are legally entitled to know if your data is commercialized. CoinGrid does not sell, rent, or trade your personal or financial data. Sharing is strictly bounded by the functional technical partners specified in Section 2.
• Right of Access and Rectification: You retain the right to query and correct any inaccurate or incomplete personal or technical telemetry data recorded by our diagnostic partners.
• Right to Total Erasure: You can demand the permanent deletion of your data footprint. Clearing the application data or uninstalling CoinGrid completely deletes your entire financial history. For any third-party telemetry, our DPO can initiate a coordinated purge.
• Right to Regulatory Escalation: You maintain the explicit right to submit a complaint to a data protection authority or supervisory body in your home jurisdiction if you conclude our protocol fails legal standards.

Retention and Anonymization Timelines

• Financial Ledger Data: Your expense sheets and budget settings exist on your device indefinitely until you manually wipe them or delete the application.
• Diagnostic Telemetry: Pseudonymized technical logs held by our ecosystem partners are stored only for the minimum period required to run aggregate stability reviews—typically resetting every 12 to 24 months via automated anonymization routines.

Choice and Voluntary Opt-Out Channels

• Forbidding Data Sharing or Sales: Though we reject the sale of data, you can actively block technical tracking by adjusting your system-level permissions—specifically activating "Limit Ad Tracking" on iOS or toggling "Opt out of Ads Personalization" on Android.
• Halting Operational Processing: You can instantly withdraw all consent and halt processing by purging the app from your hardware, which eradicates the local runtime environment.

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II. END-USER LICENSE AGREEMENT (EULA)

Grant of Limited License

CoinGrid grants you a personal, non-assignable, non-exclusive, and fully revocable license to run the software on a personal mobile device solely for personal financial tracking, subject to the conditions detailed herein.

Prohibited Exploitation and Uses

By installing CoinGrid, you contractually agree that you will not:

• Attempt to decompile, reverse engineer, or scrape the core mathematical algorithms or currency-conversion logic.
• Use the application's local database layout to create derivative commercial accounting tracking software.
• Deploy automated scripts or bots to manipulate the application interface for fraudulent commercial gain.

Ownership and Intellectual Property

The codebase, visual interfaces, layout assets, and branding marks associated with CoinGrid remain the sole intellectual property of the developer. This license does not convey any equity or property rights to you.

Absolute Exclusion of Warranty

CoinGrid is provided to you "AS IS" and "AS AVAILABLE." While we prioritize data accuracy, we provide no warranty that the financial calculations, tax approximations, or multi-currency conversions will be completely error-free. You bear full accountability for verifying the integrity of your input data.

Boundary of Liability

To the furthest extent permitted under applicable law, CoinGrid and its operating entities shall not be held liable for any financial losses, budget discrepancies, investment failures, or hardware-related data corruptions that stem from your utilization of the software.

Automated Termination

This agreement stands until terminated by either party. Your license will terminate instantly without formal notice from us if you break any structural clauses of this EULA. Upon termination, you must cease all utilization of the application and delete it from your device.